. In the world of Canara Bank, this wasn't just a piece of paper; it was the "Inventory and Receivables" declaration that proved his business was healthy. He didn't want a static PDF. He needed a dynamic Excel format so he could: Auto-calculate the total value of raw materials. unpaid stocks to find the "Eligible Stock." Apply the margin (usually 25%) to see his drawing power. 💻 The Digital Transformation