: Gross Non-Performing Assets (GNPA) under RBI norms were 3.97% as of March 2025, while Net NPA (NNPA) stood at 2.63% .
Driven by its relentless sales push, Chola has evolved from a small equipment financing firm into a heavyweight on the stock market: leap chola murugappa sales
However, based on the names involved, here is a structured outline and general explanatory report that may help you clarify the request or gather the necessary data yourself. : Gross Non-Performing Assets (GNPA) under RBI norms were 3
Chola’s "Leap" strategy involves diversifying beyond its traditional stronghold in vehicle finance into high-growth retail and SME segments. | Feature | Leap Chola Murugappa | Traditional
| Feature | Leap Chola Murugappa | Traditional Bank | Competitor Fintech | | :--- | :--- | :--- | :--- | | | 11% - 18% (Based on risk) | 12% - 14% | 18% - 24% | | Processing Speed | < 24 hours | 7-10 days | 2-4 hours | | Collateral Required | Asset being financed only | Property or Fixed deposit | Asset only | | Tenure | Up to 7 years (Trucks) | Up to 5 years | Up to 3 years | | Credit Score Floor | 650+ | 750+ | 600+ |
: Some trainees have described the culture as "toxic" due to heavy pressure from managers to meet sales targets, particularly for those in the Insurance Trainee positions. Limited Long-Term Growth